Well to get millions and have passion it’s by your logic better to have more ambitious goal than salaried position offer, thus business as I recommend.
I fully agree with your statement about getting through manifesting without that level of effort. For any physical or mental say internal to one body changes I would be bullish and state all possible through fields
For something that is part of “your reality” but not immediately your physical body I would say that here sort of reality rewring mindset should be approached. So manifesting here means keeping yourself as high vibration as possible while sort of weaving yourself into the desired situation, i.e. getting opportunities becoming self evident and appealing immediately at first glance, like changing outlook of looking on annoying ads and salesreps - instead noticing ideas and potential behind them and immediately discerning which of these products can be something you can invest into successfully.
This is only my opinion that I think can be honest and at least marginally useful even though internally I might hold a somewhat different viewpoint.