Amazing discussion and opinions / advice was given from all angles. I actually don’t think there’s much to add after all.
Regarding your trip, it sounds like you should take it, but only you will know that in your heart in the end. I would recommend you to meditate on it.
Regarding the debt-fear part, have you tried this meditation to help resolve it yet?
https://forum.enlightenedstates.com/t/easy-ego-dissolution-meditation-for-deconditioning-the-mind/5721?u=kay