Here and in other threads since is a common question
It all started on gumroad with the Finacial Protector (it was $22 per month) then he moved it to Patreon as the higher tier, and it stopped being called Financial Protector now is Premium subscription for the same price $22 a month, it has the Financial P and any other field that has “Premium Only” next to the name.
So it only works for the subscriber, it stops working if you stop paying even if you have already downloaded the audios.